312.279.6540

About Us

Contact Us

News

Juneteenth Holiday Closure

Peoples Life Premium Finance will be closed on Friday, June 19, in observance of Juneteenth. We will resume normal business hours on Monday, June 22.

About Us
Contact Us
Juneteenth is June 19. We will be closed on Friday, June 19, in observance of Juneteenth.

Grow and Protect Wealth With Life Premium Financing

Life premium financing allows eligible clients to fund large life insurance premiums through a structured loan, preserving liquidity while maintaining long-term planning strategies. Instead of paying large premiums out of pocket, clients may leverage financing to keep capital available for business needs, investments or real estate planning while maintaining the benefits of their life insurance policy.

Leverage Existing Assets

Use current assets and a policy’s cash value to secure needed life insurance coverage, without liquidating investments

Enhanced Long-Term Returns

Lower early-year outlays can improve overall internal rate of return (IRR) over the life of the strategy

Tax-Efficient Funding

Pay interest instead of premiums and structure ownership to help minimize gift and estate tax exposure

Support Estate & Succession Planning

Finance premiums to help fund estate or succession needs more efficiently and predictably

Preserve Invested Capital

Keep capital working in higher-return investments rather than redirecting funds to pay large annual premiums

Build Long-Term Policy Value

Protect existing assets while securing coverage and gain future access to the policy’s cash value once the loan is repaid

A financial advisor shakes hands with an older couple to discuss investments, insurance and retirement.

Who Needs Life Premium Financing?

Business Owners

Individuals using life insurance for buy-sell agreements, key person coverage or succession planning who want to keep capital invested in their businesses.

Financial Advisors and Accountants

Support your high-net-worth clients with a financing partner who understands complex strategies.

High-Net-Worth Clients

Maintain flexibility, protect assets and fund large premiums without unnecessary liquidation of investments.

Trusts and Estate Planning Structures

Clients utilizing irrevocable life insurance trusts (ILITs) or similar entities as part of estate and wealth transfer.

Why Choose Peoples Life Premium Finance?

Preserve Capital

Maintain capital and avoid large out-of-pocket payments

Flexible Financing

Tailored solutions for each policy and long-term plan

Competitive Rates

Options aligned with market conditions and client strategies

Expert Guidance

Work with specialists experienced in complex planning

Streamlined Process

Efficient underwriting, clear documentation and ongoing support

Premium Content: Peoples Life Premium Finance News

Now Leaving Peoples Bank

We are taking you to a partner site.

By clicking Continue, you will be taken to a website that is not affiliated with Peoples Bank. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Peoples Bank\'s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Peoples Bank.

Back
Continue